Zilch v1.11 by Michael J. Riley          Registration $ 29.95
MISC APR92 RILEY DEBT MONEY FINANCE BUDGET SAVE HOME LOAN
FILES: zilch111.sdn

Update

Zilch develops a strategy to help you get out of debt as
quickly as possible.  It allows you, at your convenience and
in the privacy of your own home, to produce the same kind of
sophisticated debt-payment plans offered by professional
financial counselors.

Zilch is a user friendly program.  It is menu driven except
for the necessary data entry areas.  Wherever possible, the
program allows you to select specific elements by using the
arrow keys and pressing the enter key.  The bottom of the
screen always displays a brief description of the currently
highlighted option or function key assignments.  Help is
always available anywhere in the program by pressing the <F1>
key.

Zilch is easy to use.  You simply choose the month in which
you wish to start your debt repayment plan.  Then enter the
name, annual interest rate, debt balance and minimum monthly
payment for each creditor you have, and an optional amount to
be used in paying off outstanding debts each month.  Zilch
then prioritizes the debt payments and applies the funds for
the fastest payment of all outstanding debts.  In most
instances you can become debt free in half the time it would
normally take you.  This saves you hundreds of dollars in
interest and penalties.

Zilch is custom fitted to you.  A customizing installation
program called Zinstall is distributed as a component of
Zilch.  This lets you customize the screen colors to suit
your particular taste.  Zinstall also has an extensive
printer interface which lets pick from over 50 predefined
printer models.  If your personal printer is not listed, you
have the option of entering printer escape sequences for
either dot matrix or laser printers.

Zilch is versatile.  This program can be used on any IBM
compatible computer which has at least 256K of RAM, and uses
DOS 3.0 or higher.  Registered users receive the latest
version of the program, a printed manual, two free upgrades
as they become available and special discounts off other
future software products from the author.


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