              ,,*APT] ,,"O
        ,RI* ,DAD ,POOR ,DAD @3
      ,Z N>RAT$ 0,ROBERT ,KIYOSAKI

  ,I _H TWO "FS1 A RI* "O &A POOR "O4
,"O 0 HI<LY $UCAT$ & 9TELLIG5T2 HE _H A
,PH4,D4 & -PLET$ F\R YE>S ( "UGRADUATE
"W 9 LESS ?AN TWO YE>S4 ,HE !N W5T ON
6,/AN=D ,UNIV]S;Y1 ! ,UNIV]S;Y (
,*ICAGO1 & ,NOR?WE/]N ,UNIV]S;Y 6D 8
ADV.ED /UDIES1 ALL ON FULL F9ANCIAL
S*OL>%IPS4 ,! O!R "F N"E F9I%$ ! EI<?
GRADE4
  ,BO? M5 7 SU3ESS;L 9 _! C>E]S1 "W+ H>D
ALL _! LIVES4 ,BO? E>N$ SUB/ANTIAL
9COMES4 ,YET "O /RU7L$ F9ANCI,Y ALL 8
LIFE4 ,! O!R WD 2COME "O (! RI*E/ M5 9
,HAWAII4 ,"O DI$ L1V+ T5S ( MILLIONS (
DOLL>S 6HIS FAMILY1 *>ITIES & 8 *UR*4 ,!
O!R LEFT BILLS 6BE PD4
  ,BO? M5 7 /R;G1 *>ISMATIC & 9FLU5TIAL4
,BO? M5 (F]$ ME ADVICE1 B !Y DID N
ADVISE ! SAME ?+S4 ,BO? M5 2LIEV$ /R;GLY
9 $UC,N B DID N RECOMM5D ! SAME C\RSE (
/UDY4
  ,IF ,I _H _H ONLY "O DAD1 ,I WD H _H
6A3EPT OR REJECT 8 ADVICE4 ,HAV+ TWO
DADS ADVIS+ ME (F]$ ME ! *OICE ( 3TRA/+
PO9TS ( VIEW--"O (A RI* MAN & "O (A POOR
MAN4
  ,9/1D ( SIMPLY A3EPT+ OR REJECT+ "O OR
! O!R1 ,I F.D MYF M1 -P>+1 & !N *OOS+ =
MYF4
  ,! PRO#M WAS1 ! RI* MAN 0 N RI* YET &!
POOR MAN N YET POOR4 ,BO? 7 J />T+ \ ON
_! C>E]S1 & BO? 7 /RU7L+ ) M"OY &
FAMILIES4 ,B !Y _H V DI6]5T PO9TS ( VIEW
AB ! SUBJECT ( M"OY4
  ,= EXAMPLE1 "O DAD WD SAY1 8,! LOVE (
M"OY IS ! ROOT ( ALL EVIL40 ,! O!R1 8,!
LACK ( M"OY IS ! ROOT ( ALL EVIL40
  ,Z A "Y BOY1 HAV+ TWO /R;G "FS BO?
9FLU5C+ ME 0 DI6ICULT4
  ,I WANT$ 6BE A GD SON & LI/51 B ! TWO
"FS DID N SAY ! SAME ?+S4 ,! 3TRA/ 9 _!
PO9TS ( VIEW1 "PICUL>LY ": M"OY 0 3C]N$1
0 S EXTREME T ,I GREW CURI\S & 9TRIGU$4
,I 2GAN 6/>T ?9K+ = L;G P]IODS ( "T AB
:AT EA* 0 SAY+4
  ,M* ( MY PRIVATE "T 0 SP5T REFLECT+1
ASK+ MYF "QS S* Z1 8,:Y DOES HE SAY T80
& !N ASK+ ! SAME "Q (! O!R DAD'S /ATE;T4
,X WD H BE5 M* EASI] 6SIMPLY SAY1 8,Y1H1
HE'S "R4 ,I AGREE ) T40 ,OR 6SIMPLY
REJECT ! PO9T ( VIEW 0SAY+1 8,! OLD MAN
DOESN'T "K :AT HE'S TALK+ AB40 ,9/1D1
HAV+ TWO DADS :OM ,I LOV$ =C$ ME 6?9K &
ULTIMATELY *OOSE A WAY ( ?9K+ = MYF4 ,Z
A PROCESS1 *OOS+ = MYF TURN$ \ 6BE M* M
VALUA# 9 ! L;G RUN1 R ?AN SIMPLY A3EPT+
OR REJECT+ A S+LE PO9T ( VIEW4
  ,"O (! R1SONS ! RI* GET RI*]1 ! POOR
GET POOR]1 &! MI4LE CLASS /RU7LES 9 DEBT
IS 2C ! SUBJECT ( M"OY IS TAU<T AT HOME1
N 9 S*OOL4 ,MO/ ( U LE>N AB M"OY F \R
P>5TS4 ,S :AT C A POOR P>5T TELL _! * AB
M"OY8 ,!Y SIMPLY SAY 8,/AY 9 S*OOL &
/UDY H>D40 ,! * MAY GRADUATE ) EXCELL5T
GRADES B )A POOR P]SON'S F9ANCIAL
PROGRAMM+ & M9D-SET4 ,X 0 LE>N$ :ILE ! *
0 "Y4
  ,M"OY IS N TAU<T 9 S*OOLS4 ,S*OOLS
FOCUS ON S*OLA/IC & PROFES.NAL SKILLS1 B
N ON F9ANCIAL SKILLS4 ,? EXPLA9S H[ SM>T
BANK]S1 DOCTORS & A3.TANTS :O E>N$
EXCELL5T GRADES 9 S*OOL MAY / /RU7LE
F9ANCI,Y ALL ( _! LIVES4 ,\R /A7]+ N,NAL
DEBT IS DUE 9 L>GE "P 6HI<LY $UCAT$
POLITICIANS & GOV]N;T (FICIALS MAK+
F9ANCIAL DECI.NS ) LL OR NO TRA9+ ON !
SUBJECT ( M"OY4
  ,I (T5 LOOK AH1D 6! YE> #BJJJ & 2Y &
WOND] :AT W HAPP5 :5 WE H MILLIONS ( P
:O W NE$ F9ANCIAL & M$ICAL ASSI/.E4 ,!Y
W 2 DEP5D5T ON _! FAMILIES OR ! GOV]N;T
= F9ANCIAL SUPPORT4 ,:AT W HAPP5 :5
,M$IC>E & ,SOCIAL ,SECUR;Y RUN \ ( M"OY8
,H[ W A N,N SURVIVE IF T1*+ *N AB M"OY
3T9UES 6BE LEFT 6P>5TS-MO/ ( :OM W BE1
OR ALR >E1 POOR8
  ,2C ,I _H TWO 9FLU5TIAL "FS1 ,I LE>N$
F BO? ( !M4 ,I _H 6?9K AB EA* DAD'S
ADVICE1 & 9 DO+ S1 ,I GA9$ VALUA# 9SI<T
96! P[] & E6ECT ( "O'S ?"\S ON "O'S
LIFE4 ,= EXAMPLE1 "O DAD _H A HABIT (
SAY+1 8,I C'T AF=D X40 ,! O!R DAD =BADE
^? ^WS 6BE US$4 ,HE 9SI/$ ,I SAY1 8,H[ C
,I AF=D X80 ,"O IS A /ATE;T1 &! O!R IS A
"Q4 ,"O LETS Y (F ! HOOK1 &! O!R =CES Y
6?9K4 ,MY SOON-TO-BE-RI* DAD WD EXPLA9 T
0AUTOMATIC,Y SAY+ ! ^WS 8,I C'T AF=D X10
YR BRA9 /OPS "W+4 ,0ASK+ ! "Q 8,H[ C ,I
AF=D X80 YR BRA9 IS PUT 6"W4 ,HE DID N
M1N BUY "EY?+ Y WANT$4 ,HE 0 FANATICAL
AB EX]CIS+ YR M9D1 ! MO/ P[];L -PUT] 9 !
_W4 8,MY BRA9 GETS /R;G] E "D 2C ,I
EX]CISE X4 ,! /R;G] X GETS1 ! M M"OY ,I
C MAKE40 ,HE 2LIEV$ T AUTOMATIC,Y SAY+
8,I C'T AF=D X0 0 A SIGN ( M5TAL LAZI;S4
  ,AL? BO? DADS "W$ H>D1 ,I NOTIC$ T "O
DAD _H A HABIT ( PUTT+ 8 BRA9 6SLEEP :5
X CAME 6M"OY MATT]S1 &! O!R _H A HABIT (
EX]CIS+ 8 BRA94 ,! L;G-T]M RESULT 0 T "O
DAD GREW /R;G] F9ANCI,Y &! O!R GREW
W1K]4 ,X IS N M* DI6]5T F A P]SON :O
GOES 6! GYM 6EX]CISE ON A REGUL> BASIS
V]SUS "S"O :O SITS ON ! C\* WAT*+
TELEVI.N4 ,PROP] PHYSICAL EX]CISE
9CR1SES YR *.ES = H1L?1 & PROP] M5TAL
EX]CISE 9CR1SES YR *.ES = W1L?4 ,LAZI;S
DECR1SES BO? H1L? & W1L?4
  ,MY TWO DADS _H OPPOS+ ATTITUDES 9
?"\4 ,"O DAD ?"\ T ! RI* %D PAY M 9
TAXES 6TAKE C>E ( ^? LESS =TUNATE4 ,!
O!R SD1 8,TAXES PUNI% ^? :O PRODUCE &
REW>D ^? :O DON'T PRODUCE40
  ,"O DAD RECOMM5D$1 8,/UDY H>D S Y C
F9D A GD -PANY 6"W =40 ,! O!R RECOMM5D$1
8,/UDY H>D S Y C F9D A GD -PANY 6BUY40
  ,"O DAD SD1 8,! R1SON ,I'M N RI* IS 2C
,I H Y KIDS40 ,! O!R SD1 8,! R1SON ,I M/
2 RI* IS 2C ,I H Y KIDS40
  ,"O 5C\RAG$ TALK+ AB M"OY & BUSI;S AT
! D9N] TA#4 ,! O!R =BADE ! SUBJECT (
M"OY 6BE 4CUSS$ OV] A M1L4
  ,"O SD1 8,:5 X -ES 6M"OY1 PLAY X SAFE1
DON'T TAKE RISKS40 ,! O!R SD1 8,LE>N
6MANAGE RISK40
  ,"O 2LIEV$1 8,\R HOME IS \R L>GE/
9VE/;T & \R GRTE/ ASSET40 ,! O!R 2LIEV$1
8,MY H\SE IS A LIABIL;Y1 & IF YR H\SE IS
YR L>GE/ 9VE/;T1 Y'RE 9 TR\#40
  ,BO? DADS PD _! BILLS ON "T1 YET "O PD
8 BILLS F/ :ILE ! O!R PD 8 BILLS LA/4
  ,"O DAD 2LIEV$ 9 A -PANY OR ! GOV]N;T
TAK+ C>E ( Y & YR NE$S4 ,HE 0 ALW 3C]N$
AB PAY RAISES1 RETIRE;T PLANS1 M$ICAL
B5EFITS1 SICK L1VE1 VAC,N "DS & O!R
P]KS4 ,HE 0 IMPRESS$ ) TWO ( 8 UNCLES :O
JO9$ ! MILIT>Y & E>N$ A RETIRE;T &
5TITLE;T PACKAGE = LIFE AF TW5TY YE>S (
ACTIVE S]VICE4 ,HE LOV$ ! IDEA ( M$ICAL
B5EFITS & ,,PX PRIVILEGES ! MILIT>Y
PROVID$ XS RETIREES4 ,HE AL LOV$ ! T5URE
SY/EM AVAILA# "? ! UNIV]S;Y4 ,! IDEA (
JOB PROTEC;N = LIFE & JOB B5EFITS SEEM$
M IMPORTANT1 AT "TS1 ?AN ! JOB4 ,HE WD
(T5 SAY1 8,I'VE "W$ H>D =! GOV]N;T1 &
,I'M 5TITL$ 6^! B5EFITS40
  ,! O!R 2LIEV$ 9 TOTAL F9ANCIAL SELF-
RELI.E4 ,HE SPOKE \ AG/ ! 85TITLE;T0
M5TAL;Y & H[ X 0 CR1T+ W1K & F9ANCI,Y
NE$Y P4 ,HE 0 EMPHATIC AB 2+ F9ANCI,Y
-PET5T4
  ,"O DAD /RU7L$ 6SAVE A FEW DOLL>S4 ,!
O!R SIMPLY CR1T$ 9VE/;TS4
  ,"O DAD TAU<T ME H[ 6WRITE AN
IMPRESSIVE RESUME S ,I CD F9D A GD JOB4
,! O!R TAU<T ME H[ 6WRITE /R;G BUSI;S &
F9ANCIAL PLANS S ,I CD CR1TE JOBS4
  ,2+ A PRODUCT ( TWO /R;G DADS ALL[$ ME
! LUXURY ( OBS]V+ ! E6ECTS DI6]5T ?"\S H
ON "O'S LIFE4 ,I NOTIC$ T P RE,Y D %APE
_! LIFE "? _! ?"\S4
  ,= EXAMPLE1 MY POOR DAD ALW SD1 8,I'LL
N"E 2 RI*40 ,& T PROPHESY 2CAME R1L;Y4
,MY RI* DAD1 ON ! O!R H&1 ALW REF]R$
6HMF Z RI*4 ,HE WD SAY ?+S L1 8,I'M A
RI* MAN1 & RI* P DON'T D ?40 ,EV5 :5 HE
0 FLAT BROKE AF A MAJOR F9ANCIAL
SETBACK1 HE 3T9U$ 6REF] 6HMF Z A RI*
MAN4 ,HE WD COV] HMF 0SAY+1 8,"! IS A
DI6];E 2T 2+ POOR & 2+ BROKE4 ,BROKE IS
TEMPOR>Y1 & POOR IS ET]NAL40
  ,MY POOR DAD WD AL SAY1 8,I'M N 9T]E/$
9 M"OY10 OR 8,M"OY DOESN'T MATT]40 ,MY
RI* DAD ALW SD1 8,M"OY IS P[]40
  ,S ! P[] ( \R ?"\S MAY N"E 2 M1SUR$ OR
APPRECIAT$1 B X 2CAME OBVI\S 6ME Z A "Y
BOY 6BE AW>E ( MY ?"\S & H[ ,I EXPRESS$
MYF4 ,I NOTIC$ T MY POOR DAD 0 POOR N 2C
(! AM.T ( M"OY HE E>N$1 : 0 SIGNIFICANT1
B 2C ( 8 ?"\S & AC;NS4 ,Z A "Y BOY1 HAV+
TWO "FS1 ,I 2CAME ACUTELY AW>E ( 2+
C>E;L : ?"\S ,I *OSE 6ADOPT Z MY [N4
,:OM %D ,I LI/5 TO--MY RI* DAD OR MY
POOR DAD8
  ,AL? BO? M5 _H TREM5D\S RESPECT =
$UC,N & LE>N+1 !Y 4AGRE$ 9 :AT !Y ?"\ 0
IMPORTANT 6LE>N4 ,"O WANT$ ME 6/UDY H>D1
E>N A DEGREE & GET A GD JOB 6"W = M"OY4
,HE WANT$ ME 6/UDY 62COME A PROFES.NAL1
AN ATTORNEY OR AN A3.TANT OR 6G 6BUSI;S
S*OOL = MY ,,MBA4 ,! O!R 5C\RAG$ ME
6/UDY 6BE RI*1 6"U/& H[ M"OY "WS & 6LE>N
H[ 6H X "W = ME4 8,I DON'T "W = M"OY60 7
^WS HE WD REP1T OV] & OV]1 8,M"OY "WS =
ME60
  ,AT ! AGE ( #I1 ,I DECID$ 6LI/5 6&
LE>N F MY RI* DAD AB M"OY4 ,9 DO+ S1 ,I
*OSE N 6LI/5 6MY POOR DAD1 EV5 ?\< HE 0
! "O ) ALL ! COLLEGE DEGREES4

    ,A ,LESSON ,F ,ROB]T ,FRO/
  ,ROB]T ,FRO/ IS MY FAVORITE POET4 ,AL?
,I LOVE _M ( 8 POEMS1 MY FAVORITE IS ,!
,ROAD ,N ,TAK54 ,I USE XS LESSON ALM
DAILY3

    ,! ,ROAD ,N ,TAK5
,TWO ROADS DIV]G$ 9 A YELL[ WOOD1
,& SORRY ,I CD N TRAVEL BO?
,& 2 "O TRAVEL]1 L;G ,I /OOD
,& LOOK$ D[N "O Z F> Z ,I CD
,6": X B5T 9 ! "UGR[?2
,!N TOOK ! O!R1 Z J Z FAIR1
,& HAV+ P]H ! BETT] CLAIM1
,2C X 0 GRASSY & WANT$ WE>
,?\< Z = T ! PASS+ "!
,_H WORN !M RE,Y AB ! SAME1
,& BO? T MORN+ EQU,Y LAY
,9 L1VES NO /EP _H TRO45 BLACK4
,OH1 ,I KEPT ! F/ = ANO!R "D6
,YET "K+ H[ WAY L1DS ONTO WAY1
,I D\BT$ IF ,I %D "E -E BACK4
,I % 2 TELL+ ? )A SI<
,"S": AGES & AGES H;E2
,TWO ROADS DIV]G$ 9 A WOOD1 & ,I--
,I TOOK ! "O LESS TRAVEL$ BY1
,& T HAS MADE ALL ! DI6];E4

    ,ROB]T ,FRO/ ,7#AIAF7'
  ,& T MADE ALL ! DI6];E4
  ,OV] ! YE>S1 ,I H (T5 REFLECT$ ^U
,ROB]T ,FRO/'S POEM4 ,*OOS+ N 6LI/5 6MY
HI<LY $UCAT$ DAD'S ADVICE & ATTITUDE AB
M"OY 0 A PA9;L DECI.N1 B X 0 A DECI.N T
%AP$ ! RE/ ( MY LIFE4
  ,ONCE ,I MADE UP MY M9D :OM 6LI/5 TO1
MY $UC,N AB M"OY 2GAN4 ,MY RI* DAD TAU<T
ME OV] A P]IOD ( #CJ YE>S1 UNTIL ,I 0
AGE #CI4 ,HE /OPP$ ONCE HE R1LIZ$ T ,I
KNEW & FULLY "U/OOD :AT HE _H BE5 TRY+
6DRUM 96MY (T5 ?ICK SKULL4
  ,M"OY IS "O =M ( P[]4 ,B :AT IS M
P[];L IS F9ANCIAL $UC,N4 ,M"OY -ES &
GOES1 B IF Y H ! $UC,N AB H[ M"OY "WS1 Y
GA9 P[] OV] X & C 2G9 BUILD+ W1L?4 ,!
R1SON POSITIVE ?9K+ AL"O DOES N "W IS 2C
MO/ P W5T 6S*OOL & N"E LE>N$ H[ M"OY
"WS1 S !Y SP5D _! LIVES "W+ = M"OY4
  ,2C ,I 0 ONLY #I YE>S OLD :5 ,I />T$1
! LESSONS MY RI* DAD TAU<T ME 7 SIMPLE4
,& :5 X 0 ALL SD & D"O1 "! 7 ONLY SIX
MA9 LESSONS1 REP1T$ OV] #CJ YE>S4 ,?
BOOK IS AB ^? SIX LESSONS1 PUT Z SIMPLY
Z POSSI# Z MY RI* DAD PUT =? ^? LESSONS
6ME4 ,! LESSONS >E N M1NT 6BE ANSW]S B
GUIDEPO/S4 ,GUIDEPO/S T W ASSI/ Y & YR
*N 6GR[ W1L?I] NO MATT] :AT HAPP5S 9 A
_W ( 9CR1S+ *ANGE & UNC]TA9TY4

,LESSON #A3 ,! ,RI* ,DON'T ,"W = ,M"OY
,LESSON #B3 ,D ,Y ,T1* ,F9ANCIAL
  ,LIT]ACY8
,LESSON #C3 ,M9D ,YR ,[N ,BUSI;S
,LESSON #D3 ,! ,HI/ORY ( ,TAXES &!
,P[] ( ,CORPOR,NS
,LESSON #E3 ,! ,RI* ,9V5T ,M"OY
,LESSON #F3 ,"W 6,LE>N-,DON'T ,"W =

  ,M"OY
              ------------

